Adaptu.com is a website and community designed to help you manage your finances and serve as a resource to answer questions about investing, insurance, savings and generally all things finance related. Their goal is to provide the resources necessary for individuals to take control of their financial lives. By doing so, individuals will be better prepared to weather any economic storm.
Manage My Finances – this is one of the essential tools that come with an Adaptu membership. In one place you can view all of your different bank accounts and financial transactions from bill payments to simply shopping online. Their financial accounts aggregator is easy to use and simple to see your net worth or a host of other bottom line figures that you might be interested in. There are also tons of charts and graphs that you can easily click through to visually see your entire financial picture. Sometimes a picture really is worth a thousand words.
The calendar format is particularly useful. Here you can input when you get paid, when you spend money and can see when upcoming bills are due. This can allow you to project expenses and income and really assist in your financial planning from month to month.
Manage My Investments – This section is similar to the ‘Finances’ section but designed specifically for your investment accounts. This would cover IRAs and Roth IRAs, a plan 529 savings for college, online trading accounts and even real estate investments.
Investor Center – This is where you can gather all the news stories that relate to your investments in one easy to find and easy to see place. Here you can find detailed information to help you track your performance.
Financial Comparison – In this section you can compare your own performance to others within the Adaptu community. This includes not only your investments but your day-to-day financial picture as well. You can compare how much you are spending on food (or any other spending category) with the national or state average.
This is the biggest advantage of joining Adaptu. The financial education that is available through their community pages is eye opening. Within the community you can get together with other like minded individuals and discuss nearly anything of concern. You can comment on existing questions or create your own tailored to your specific needs. They have a wide variety of forums based around several big questions (such as education, marriage, career, property, money management, family, health, retirement, etc), polls and groups. Adaptu is really focused on the use of video and they provide a spot for you to upload your own which really makes it easy to put a face to a blog post and humanize the community.
The community aspect of Adaptu makes doing your finances fun and really adds to the experience. It is FREE which immediately helps your finances. The money management tools are great, especially the calendar utility and all the wonderful visuals that are available. The email alerts are very useful as well giving you warning if your balances get low or important updates on your investments. You can even keep track of your reward points in the various loyalty programs that you belong to. Give Adaptu a try. Why not? It’s free!