Banking

How To Choose A Student Checking Account

July 13, 2011
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There are a wide variety of options when looking for a student checking account. It makes sense to shop around and find out what is available. It also helps if you know what you are looking for in a bank and a checking account. Being a student in college or getting ready for college, you [...]

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Banking

ING Electric Orange Checking Review

July 2, 2011

Earn a $50 bonus when you open an Electric Orange checking account from ING DIRECT. The recently launched Electric Orange Checking account is ING Direct’s high-yield checking account. This checking account provides a user-friendly interface for making payments and, for a fee of $15, it offers 24-hour payment delivery. It also features same-screen initiations for [...]

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Banking

Is Now A Good Time To Buy A House?

May 14, 2011

Even if you don’t read the newspapers, watch TV or listen to the radio, you have to know that the nation’s economy is in the midst of a huge slump right now. Just take a walk around your neighborhood. You’ll see more than a few “For Sale” signs outside its homes. And you can bet [...]

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Banking

How To Take Out A Personal Loan

March 25, 2011

While interest rates are at an all time low, this might be the best time to take out a personal loan. The following tips will help you before you take out a loan, as there is more to consider than just a low interest rate. Just want to take out a loan? Click Here to [...]

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Banking

What Banks Still Have Free Checking Accounts?

March 16, 2011

Finding banks that offer free checking accounts can be difficult these days, especially now that government regulation has forced banks to pass fees on to their customers to try to regain profits. Below is a list of banks that still offer free checking accounts, along with some of their terms and conditions. If you have [...]

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Banking

Advantages of Online Checking Accounts

March 9, 2011

One of the greatest things about online checking accounts like ING Direct (see our ING Direct review) is the convenience they offer. Instead of having to physically go into a bank during business hours and stand in line, you can simply power up your computer, login and start banking. If you need cash, you can [...]

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Banking

How To Choose A Bank That Fits Your Lifestyle.

March 3, 2011

When looking for a bank it really pays to shop around. The key, of course, is knowing exactly what type of bank is right for you. Are you looking for excellent customer service? Are you looking for the best interest rates? Will you be banking online, at the ATMs or in person? Do you need [...]

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Banking

HSBC Advance Review

February 19, 2011

HSBC Advance is widely considered to be one of the best online savings accounts available (see our ING Direct review and Ally Bank review for more information on the other popular online banks). With one of the top interest rates, ease of use and a variety of other excellent features, HSBC Advance (formerly HSBC Direct) [...]

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Banking

Ally Bank review

February 8, 2011

In the old days there were only a few online banks to choose from but today the competition is fierce, especially between the two big players… Ally Bank and ING Direct (see ING Direct review). Ally bank was formerly known as GMAC bank and probably makes you think about bailouts and wonder if your money [...]

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Banking

Will The Real Estate Market Drop Without Tax Credits?

October 20, 2010

If you didn’t sign the closing documents to buy a house by April 30, you missed out on the federal government’s homebuyers’ tax credits. These credits, one for first-time buyers and one for move-up buyers, expired at midnight on April 30. The question is, will the absence of the housing tax credits stall the steady [...]

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Banking

Do You Know Your Interest Rates?

September 20, 2010

Whenever you borrow money, whether it’s a mortgage loan, an auto loan or a personal loan, there’s one number that’s more important than any other: the interest rate. Banks and lenders charge interest rates on the money they lend to borrowers. It’s how they make their profits. If they lend a borrower $500, that borrower [...]

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Banking

How To Get A Mortgage – The Basic First Steps

August 13, 2010

If you’ve finally come to the point in your life where you are ready to purchase your first home then it helps if you know the basic steps to get a mortgage. It is always helpful to know what is going to happen if you’ve never been through something before. It’s sort of just a [...]

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Banking

Buying a Home and Tax Credits

July 22, 2010

Does end of housing tax credits mean you shouldn’t buy a home? April saw a surge of home purchases across the nation. Financial analysts pointed to the federal government’s two housing tax credits, the first-time buyers credit and the move-up buyers credit. Both provided sizable tax credits – up to $8,000 for the first-time buyers [...]

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Banking

ING Direct Review

June 19, 2010
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Banking

What Is Cash Out Refinancing?

May 22, 2010

Your credit card debt has spiraled out of control. It’s keeping you awake nights. You’re struggling to even make your minimum required monthly payment. You’ve considered your options and are leaning toward a cash-out refinance to pay off the debt. Now you just need to know: Is this a wise or a risky move? There [...]

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Banking

Reverse Mortgage Pros and Cons

May 7, 2010

Looking at media speculation regarding reverse mortgages, you will see both negative and positive insight. Reverse mortgages can be exceptionally useful for the right person, but for others, it may not be the best choice out there. This is why one needs to conduct proper research in terms of reverse mortgages as well as research [...]

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Banking

How Do Checking Accounts Work? Opening a Checking Account

February 13, 2010

How Do Checking Accounts Work? Opening a Checking Account Checking accounts are a service which banks, credit unions, and other financial institutions offer individuals and businesses allowing them to deposit or withdraw their money from an account that is protected by FDIC insurance. Checking account terms typically vary from one financial institution to the next. [...]

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Banking

How Do Reverse Mortgages Work? Reverse Mortgage Explained

February 8, 2010

How Do Reverse Mortgages Work? Reverse Mortgage Explained In today’s faltering economy, many people find themselves suddenly seeing their retirement income dashed, as they watch the financial security they spent years building evaporate. Enter reverse mortgages. After living on a tight budget, in order to pay off their home and enjoy a leisurely retirement, their [...]

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Banking

How To Pay Off Your Mortgage Faster

January 20, 2010

For most of us buying a home is the biggest financial decision we will ever make so it goes without saying that before we sign our name on the mortgage paperwork, we should do a good deal of research to not only find the lowest rates and the best terms, but we need to also [...]

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