Insurance

How To Buy Life Insurance For Your Parents

August 18, 2011
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Many children who are now grown adults are wondering if it is a good idea to take out a life insurance policy for either one or both parents. In the case of their passing, the coverage could be left to the children and the grandchildren. The two main concerns and emotional responses that come up [...]

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Insurance

How To Borrow Against Life Insurance

August 4, 2011

Permanent life insurance plans accrue money that is set aside into a savings account. The money can then be used as an asset to obtain a loan. These types of loans do not actually have to be paid back, but can be if so desired. In the case that the loan is not repaid, the [...]

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Insurance

What Kind Of Life Insurance Is Best?

August 2, 2011
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Making sense of life insurance is easier than you think. There are a lot of types of insurance but really only two main types: Permanent life insurance and term life insurance. The purpose of having life insurance is to ensure that your loved ones will have the financial assistance they need in the event of [...]

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Insurance

Types Of Life Insurance

July 28, 2011
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The main two types of life insurance that you can choose from are permanent life insurance and term life insurance. They both have a few variations that will be covered as well. Anyone seriously looking for a policy should be familiar with these two types of policies and the coverage they provide. Term life insurance [...]

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Insurance

Life Insurance For Kids

June 6, 2011

Life insurance for kids? If you ask most insurance agents whether or not you should buy life insurance for your young children, the majority will say yes. Keep in mind however that those agents will earn a commission from the sale, so their opinion isn’t always the most objective. The real question is, is it [...]

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Insurance

How Much Car Insurance Do You Really Need?

March 23, 2011

This is a very important question that everyone needs an answer to at one time or another, and the answer will be different for each person. There are different types of car insurance that you need to consider: liability, comprehensive and collision. Most states have a legal minimum of liability car insurance that you must [...]

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Insurance

How To Choose A Life Insurance Company

March 17, 2011

There are roughly 1,800 companies operating in the United States today that offer life insurance policies. How on Earth do you make a choice? There are so many product choices that seem quite similar, making it somewhat confusing to determine which company and which policy is the best one for you. Although the price of [...]

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Insurance

How To Choose A Car Insurance Company

March 11, 2011

In the old days, we used to have to visit the office of the company that provided the insurance in order to secure coverage for an automobile. Sometimes this meant a long trip into the ‘city’ to meet with an officer of the company. With the growth of car ownership across the country, however, the [...]

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Insurance

Term Life Insurance vs Whole Life Insurance

February 23, 2011

Life insurance is important to anyone who has a family or debts. When you die, you should be sure that your loved ones are taken care of and your debts are paid off. This really boils down to a choice between term life insurance and whole life insurance. Let’s take a closer look at each [...]

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Insurance

How Much Life Insurance Do You Need?

February 7, 2011

How much life insurance do you need? The short answer is, it depends. Some insurance companies will tell you that a good rule of thumb is 10 times your annual income, but if you make $100,000 per year, do you really need to consider taking out a million dollar policy? Again, the answer is, it [...]

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Insurance

Car Insurance For Teenagers

September 20, 2010

Teenagers, especially teenage boys, cause more car accidents than any other demographic. As a result buying car insurance for teenagers is extra expensive with companies like Geico, Progressive and Esurance factoring in extra risk. While there’s no getting around this inescapable fact, there are some things teens and their parents can do to minimize the [...]

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Insurance

Guaranteed Acceptance Life Insurance

July 5, 2010

What Is Guaranteed Acceptance Life Insurance? As the name implies, guaranteed life insurance is life insurance that is guaranteed no matter how old you are, what bad habits (smoking) you have or what medical history you have… everyone is accepted in to the plan. Guaranteed life coverage is intriguing for someone who is older or [...]

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Insurance

How To Save Money On Health Insurance

March 1, 2010

Can we agree that health care is a costly proposition. It does not matter what generation you were raised when generation you’re living in the cost of healthcare is cost prohibitive for many people. While the government tries to figure out how they’re going to resolve that, or if they can resolve that, let’s take [...]

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