saving

How to Save Money On Textbooks for College

July 22, 2011
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Its time to go back to school, and for college students nothing is more annoying than having to pay hundreds of dollars for textbooks, especially since the publishers seem to come out with a new version of the book every semester. So before you get in to credit card debt trying to afford your text [...]

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Adaptu.com Review

July 12, 2011
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Adaptu.com is a website and community designed to help you manage your finances and serve as a resource to answer questions about investing, insurance, savings and generally all things finance related. Their goal is to provide the resources necessary for individuals to take control of their financial lives. By doing so, individuals will be better [...]

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7 Simple Ways To Stretch Your Paycheck

March 15, 2011

The most important thing you can do if you are trying to stretch your pay check is to find out exactly where you are spending the most money each and every month. This means that you must draw up a budget and be vigilant with your accuracy. Once you know where your money is going [...]

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Upromise Review

February 22, 2011

You’ve probably seen Upromise advertised at gas stations and grocery stores, and you might know that it helps you save for college, but what exactly is Upromise? Here’s all you need to get started… 1. Click Here to open a free UPromise account 2. Register your store rewards cards and credit cards to your account [...]

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How Much Money Should You Save?

February 16, 2011

Understanding how much money you should save is one of the biggest questions in your personal finance life and everyone has a different answer, depending upon your individual circumstances. Since there is no hard and fast rule as to how much each person should save, the answer is that “it depends”. Yea I know that [...]

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5 Ways To Save Money (And Still Have Fun!)

February 4, 2011

Have you been putting off saving money because you don’t think it’s possible to save money AND have fun at the same time? Nonsense! There are many ways you can save money without drastically impacting your lifestyle. The following tips will have you saving money, spending less and spending smarter: Make a Budget This is [...]

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Mint.com Review

February 1, 2011

The website Mint.com is a software package that manages your personal finances and is accessed online anywhere you can connect to the Internet. You can organize all of your financial accounts using this program, which lets you automatically categorize the various transactions. In addition, the software is designed to help you set budgets and achieve [...]

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How To Save Money Around Christmas

December 1, 2010

So many of us are cash strapped these days, whether it’s unemployment, a down economy or just don’t have a lot of money, we are all looking for ways to keep more green in our pockets but when Christmas rolls around it can be particularly stressful because we don’t want to “let our loved ones [...]

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Should You Save Money or Pay Off Debt?

November 22, 2010

After a few years of being down, many of us are finding ways to get our finances back in order. While some extra money in your pocket is great, understanding what to do with it is a different story. Our friends, family members and of course random personal finance bloggers are telling you that you [...]

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Festival of Frugality #250: Autumn Leaves Edition

October 5, 2010

Hey everyone, it’s a real honor to be hosting the 250th edition of the Festival of Frugality. I’d like to thank everyone who submitted a post, I had a great time reading them all and had a tough time choosing which to post. The last few days here in Upstate NY there is a chill [...]

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How to Calculate Your Net Worth

May 25, 2010

The calculation of your net worth is a relatively easy concept and process if you have relevant information readily accessible. Calculating your net worth will help you in determining whether or not you should make a large purchase. Let’s first discuss what net worth is. Simply put, your net worth is the sum of all [...]

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What is an Educational IRA (ESA)?

May 24, 2010

Did you know that an IRA can be used for something more than just retirement? That’s right – it sure can! There is a retirement account that is known as an educational IRA, which is better known now as an ESA – Educational Savings Account. An ESA allows for you to set aside money that [...]

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Saving Money Doesn’t Have To Be Boring

May 11, 2010

When we think of saving money what’s the first thing that comes to mind? Probably a boring life where you give up everything you love only to stare at the wall right? Well, not really…nobody said budgeting had to be boring, in fact it can be fun and often times eye opening. Unless you’re in [...]

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Four Bad Spending Habits That I Am Changing Today

May 9, 2010

So I own and write for a personal finance blog, and you would think that my finances are perfectly in order right? Not exactly. My wife and I make a fine living, and we are pretty thrifty when it comes to using coupons, not using credit cards and not making large impulse purchases but this [...]

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How to Spend Less Money: Financial Budgeting

February 11, 2010

How to Spend Less Money: Financial Budgeting So you want to save more money? Well the solution is fairly self explanatory considering that all saving money really means that you are spending less money. Despite the fact that many of us will make the excuse that they “just can’t save any money” it’s mostly because [...]

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How Do Savings Bonds Work? Savings Bonds Basics

October 14, 2009

How Do Savings Bonds Work? Savings Bonds Basics With the state of the economy, more investors have started looking to savings bonds as a safe haven for their money. In reality, no place is safe these days. However, bonds are the best option. So how do savings bonds work exactly? The reason savings bonds are [...]

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