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Credit Cards

Should You Hold A Credit Card For Emergencies?

March 8, 2011

Most of us have heard that we need to establish an emergency fund that can withstand 3-6 months of typical family expenses. This can help you stay afloat when an unexpected emergency arises. The trick is to build up your emergency fund over time. Establish yourself as a saver and every month put a little [...]

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Credit Cards

Hidden Credit Card Fees To Watch Out For

February 25, 2011

We’ve all seen them in our junk mail: 0% interest rate credit cards as easy as 1-2-3. Keep in mind that the credit card companies are in business to make money and they can’t make any money if they don’t charge you any interest, so watch out for hidden fees and extra costs that you [...]

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Credit Cards

Orchard Bank MasterCard Review

February 11, 2011

An Orchard Bank Classic MasterCard may be perfect for those who are looking to establish (or re-establish) their credit rating. Orchard Bank is now part of HSBC Bank, which is one of the largest banks around today and has a very good reputation. The bank will screen your application, checking credit history, and depending upon [...]

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Credit Cards

Are Credit Card Rewards Worth It?

January 31, 2011

Special Offer: Get $50 Cash Back Bonus with the Discover® More Card! A recent ‘Consumer Reports’ survey revealed that 85% of all US households are involved in at least one rewards program. That is a very large number; it must mean that reward cards are a good deal, right? Can so many people be wrong? [...]

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Credit Cards

Credit Card Reward Programs

November 11, 2010

Credit cards are an epidemic these days and the sad reality of life is that most credit card companies just really don’t care whether you’re drowning in debt or being responsible with your money. In fact, the more irresponsible you are with your credit card debt the more money they make, so they offer you [...]

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Credit Cards

Credit Cards for Bad Credit

November 1, 2010

When your credit history gets dinged by late payments on your bills, you might be thinking that aren’t any viable options for getting a credit card. Over the past 12 to 24 months, many US consumers have seen their credit scores drop because of the economic downturn that we have been experiencing in this country. [...]

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Credit Cards

How I Beat My Credit Card Debt

September 4, 2010

I got my first student credit card in college, and at the time I thought to myself how great it would be to have one and I promised myself I would be responsible with it and pay off by debt every month no matter what. I got a Discover More Card so I could take [...]

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Credit Cards

Discover More Card Cash Back Bonus

May 9, 2010

I’ve been a member of the Discover Card family since 1999 when I first signed up and I have to say if used wisely you can really take advantage of the Discover Card 5% cash back bonus. Before I start though I would be remiss if I did not point out that using credit cards [...]

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