What Is Guaranteed Acceptance Life Insurance?
As the name implies, guaranteed life insurance is life insurance that is guaranteed no matter how old you are, what bad habits (smoking) you have or what medical history you have… everyone is accepted in to the plan.
Guaranteed life coverage is intriguing for someone who is older or [...]

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Debt is a frustrating thing, and these days it seems like everyone has some kind of debt whether it’s credit cards, a mortgage that is too high or maybe you racked up debt trying to be a day trader. However you got there, there comes a time when debt just rules your finances and [...]

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Should You Buy Annuities?

June 30, 2010

We’ve talked about annuities a few times on the site but a few people have asked me recently about where to buy annuities. Always looking to keep our readers happy, we found company that provides free annuity quotes so you could get the process started and also provide some background on annuities.
Click Here For [...]

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How Does ING Direct Work?

June 19, 2010

You may have heard of ING Direct, from their commercials about the company sounding like the end of a sentence to their ads featuring a big orange ball, ING Direct is one of the best online banks going these days. There are many reasons to sign up with everything from cash back bonuses to [...]

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How to Calculate Your Net Worth

May 25, 2010

The calculation of your net worth is a relatively easy concept and process if you have relevant information readily accessible. Calculating your net worth will help you in determining whether or not you should make a large purchase. Let’s first discuss what net worth is.
Simply put, your net worth is the sum of [...]

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What is an Educational IRA (ESA)?

May 24, 2010

Did you know that an IRA can be used for something more than just retirement? That’s right – it sure can! There is a retirement account that is known as an educational IRA, which is better known now as an ESA – Educational Savings Account. An ESA allows for you to set [...]

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The Pros and Cons Bankruptcy

May 23, 2010

There’s still a serious stigma attached to personal bankruptcy. People view it as a sign that you’ve failed, that you’ve been reckless with your money and that you’re now trying to take the easy way out.
But filing for bankruptcy is hardly a free pass. It comes with serious consequences, ones that can negatively impact your [...]

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Dividend Reinvestment (DRIP) Plans Explained

May 16, 2010

A dividend investment program, also known as DRIP, is a program that allows investors to use their cash dividends as a reinvestment into more shares or fractional shares on the payment date of the dividend. Simply put, you are able to invest into large companies for a low price. Let’s look at a [...]

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Types of Mutual Funds

May 13, 2010

If you’ve looked in to investing at all in the last ten years, I’m willing to bet you have considered a mutual fund at one point or another. Mutual funds are a very popular investment option, especially in these tough financial times when diversifying your portfolio is not just a luxury but a must. [...]

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Investing Basics: The Stock Market for Dummies

May 13, 2010

Even though the proud among us may not admit to it, the stock market is a challenging place to be as an investor whether you are a new to its ins and outs or not. The stock market can be quite complex if the investor has no background or idea as to what is going [...]

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