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home sale sign

Invest in a Home or Stock Market?

Home prices are on the rise again, giving investors an alternative to the recent major drops in the stock market. House prices rose 5.4 percent from the second quarter of 2014 to the second quarter of 2015, according to the U.S. House Price Index Report for June and released by the Federal Housing Finance Agency. […]

Investing

taxes

4 Tax Strategies for Small Businesses

Small businesses have some tax advantages that individuals don’t, such as some hefty deductions that are unique to businesses. While you should talk to your accountant or tax preparer about tax strategies specific to your business, there are some tax strategies that small business owners can use to reduce their business income tax bill. Here […]

savings accounts

How Many Savings Accounts Should You Have?

Navigating the world of personal finance can be difficult at first, especially because of all the conflicting advice you might stumble across. And one piece of advice that you may hear conflicting information about is how many savings accounts you should have. On one hand, some will argue that you should keep your finances as […]

Saving

withdraw retirement savings early

Never Withdraw Retirement Savings Early

Are you in the process of a big, expensive cross-country move? Maybe you are considering buying a bigger house and need money for a down payment. Or perhaps you had an emergency and don’t have enough cash to cover it. Withdrawing some of your retirement savings may seem like the best, or only, option to […]

savings bonds

Sorry Grandma, Junior Doesn’t Want Savings Bonds

Despite the best intentions of parents and grandparents, savings bonds aren’t the best financial gifts for children. Forget the fact that the child or their parents may forget in a dozen years or so that the savings bonds exists, or where they are or how to log-in to get access to it online. If you […]

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5 Options for Storing an Emergency Fund

I’m sure you’ve all heard that you need to have an emergency fund to help you be prepared for the unexpected events that life inevitably throws at you from time to time. I bet you’ve even heard different resources telling you how much you should stash away in an emergency fund. Usually experts recommend having […]

bank run

What Would You Do in a Bank Run?

However Greece and the European Union decide to deal with Greece’s debt problem, it’s a scary scene. A bank run  was happening throughout the country as citizens tried to withdraw money from accounts that might be worth a lot less later. Banks closed for a day and restricted transfers and withdrawals, such as limiting people to […]

price-earnings ratio

Find Stock Value With Price-Earnings Ratio

If you’re looking for value stocks, the price-earnings ratio of a stock can help by showing how a company’s stock is related to its earnings. Price-earnings ratio, also called P/E ratio or referred to simply as PE, is a valuation method used to compare a company’s current share price to its per-share earnings. PE is […]

how to save on everyday expenses

How to Save on Everyday Expenses

To keep your expenses low and have extra money left over to invest you need to be intentional in the way you spend your money. After all, if you’re spending more money than you make you’ll never fast track yourself to financial freedom. Luckily there are a few really smart things you can do to […]